Natural Security Alliance reveals launch of compliant payment devices
19 December 2014 11:15 GMT

The body’s approach to standards combines biometrics, used to approve transactions, with a personal connected device.

Authentication standards body the Natural Security Alliance has announced the launch of the first connected devices that implement its proximity payment standards.

The NSA said the two devices, manufactured by UINT (WIBiMi) and Trust Designer (TeDeGO), were designed based on open specifications and are currently being evaluated for certification.

The body’s approach to standards combines biometrics, used to approve transactions, with a personal connected device.

“Based on the Natural Security standard, these connected devices enable merchants to implement a single interface for fast strong authentication that can accept multiple payment methods (e.g. digital wallet, EMV)”.

“The simple user experience created by the Natural Security standard—which requires no handling of the payment device and uses biometric traits to approve the operation—makes for quick transactions that can be easily adopted by users.”

Natural Security Alliance CEO Cédric Hozanne told Planet Biometrics in an interview in October that Apple Pay was flawed because it required that users still manipulate their devices.

“You present your smartphone to the target NFC, you put your finger on the scanner and then place it back in your pocket. So it is not so convenient for consumers and it takes time.”

“The key issues for [retailers] are both to speed up the payments and to develop new services based on mobiles such as mobile coupons, loyalty points. Speed and convenience are very important for merchants, but privacy and security are also key”.

The tokenization system used by Apple Pay prevents retailers from gathering data about purchases, removing certain “value-added” options.

The Natural Security Alliance has been joined by 58 members including high-profile banks, biometric firms and credit card companies such as Mastercard, BNP Paribas and Oberthur Tehnologies. 

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