Mastercard pioneers remote biometric card enrollment
02 May 2018 15:17 GMT

Mastercard today unveiled a technology advancement for its biometric cards that enables remote enrollment.

The  techonlogy advancement that allows people to register their fingerprint onto their biometric card from the comfort of their home.

IDEX, a developer of advanced fingerprint solutions for mass markets, has said that Mastercard has been working with them in the development of the remote self-enrolment solution to enable convenient and secure mass enrolment for biometric cards.

"We are very pleased to have partnered with Mastercard to develop the remote enrolment solution that it announced today ( Issuers and consumers are increasingly demanding biometric cards, and to successfully deploy this in volume there is a need for mass enrolment. The revolutionary solution announced today does not require users to enrol in a branch office, and does not need any new infrastructure," said Stan Swearingen, CEO of IDEX. 

“Making life safer and simpler for consumers is the cornerstone of our efforts around biometrics and comes through the use of some incredibly sophisticated technology,” said Bob Reany, executive vice president of identity solutions at Mastercard. “People love the security our biometric card delivers because we put their needs first. The card draws power from the payment terminal so it can be used anywhere, we use a flexible biometric scanner so it’s more durable, and now we have a sleeve to register fingerprints so people don’t have to make a trip to a bank branch.”

Simplifying the registration process will help speed adoption of biometrics by issuers and consumers alike. The solution is a cost-effective way for issuers to deliver biometric cards at scale without requiring additional infrastructure in branches. With the biometric card, consumers get a secure experience they love and can use at any EMV terminal either by contact or contactless payment. Issuers benefit from improved fraud detection and prevention, approval rates and customer loyalty. And, for merchants, the biometric card works with existing EMV card terminals so there is no additional cost or burden.

In 2017, Mastercard was the first to introduce biometric cards that combine chip technology with fingerprints to securely verify the cardholder’s identity for in-store purposes – all without requiring an internal battery. When shopping and paying in-store, the biometric card works like any other card at EMV card terminals globally. The cardholder simply places their finger on the embedded sensor and either dips or taps the card as normal. Powered by the terminal itself, the fingerprint is verified against the template and – if the biometrics match – the transaction can then be approved with the card never leaving the consumer’s hand.

Industry Events

connect:ID 2021 5-6 Oct 21